FINANCIAL HEALTH

Explore the benefits of minimalist living—declutter your space, simplify your digital life, and focus on what truly matters for a meaningful lifestyle. In an age of endless consumption, minimalism has emerged as a popular lifestyle choice. Minimalist living emphasizes simplicity, intentionality, and reducing clutter in both physical spaces and mental landscapes. The philosophy is simple: by removing excess, you create room for what truly matters. Decluttering physical space can dramatically affect mental clarity. Studies indicate that organized environments reduce stress and increase productivity. Minimalist design in homes—think clean lines, neutral colors, and multipurpose furniture—not only saves space but also fosters a calm, peaceful atmosphere. eSIMania.com - Buy eSIM for Intern...

Retirement doesn’t just raise financial concerns – it can also mean feeling unmoored and irrelevant. Most discussions of retirement focus on the financial aspects of leaving the workforce: “How to save enough for retirement” or “How do you know if you have enough money for retirement?” But this might not be the biggest problem that potential retirees face. The deeper issues of meaning, relevance and identity that retirement can bring to the fore are more significant to some workers. Work has become central to the modern American identity, as journalist Derek Thompson bemoans in The Atlantic. And some theorists have argued that work shapes what we are. For most people, as business ethicist Al Gini argues, one’s work – which is usually also one’s job – means more than a paycheck. Work c...

Why is free time still so elusive? There have been massive gains in productivity over the past century. So why are people still working so hard for so long? Output per worker increased by almost 300% between 1950 and 2018 in the U.S. The standard American workweek, meanwhile, has remained unchanged, at about 40 hours. This paradox is especially notable in the U.S., where the average work year is 1,767 hours compared with 1,354 in Germany, a difference largely due to Americans’ lack of vacation time. Some might argue that Americans are just more hardworking. But shouldn’t more productive work be rewarded with more time free from work? This is the central theme of my new book, “Free Time: The History of an Elusive Ideal.” Keynes misses the mark Many economists see the status quo mostly as ...